When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Consider Keeping Your Life Insurance When You Retire Reasons to retain your coverage into your retirement years. Building a Solid Financial Foundation Sustain financial well-being or create wealth through these actions. The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.